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Security and fraud prevention

What to do if your card is lost or stolen, and how to keep your information safe.

Lost or stolen card

Call 1-866-546-8273 as soon as you notice your debit card is missing.

Consumer fraud prevention tips

Our customer education guide covers common scams and how to avoid them. Read the Consumer Fraud Prevention Tips (PDF).

Keep your information secure

Email is not encrypted or secure, so please do not send account numbers, Social Security numbers or other sensitive information to info@richtonbank.com. To send us information securely, log in to online banking.

The content of any communication you send to Richton Bank & Trust Co., electronically or by any other means, will not be considered confidential unless and until you have received written acceptance from the bank.

Identity theft monitoring

Identity theft monitoring is included with Circle 60 Checking and available with Merit Checking for an additional $1.00 a month. Learn more about DefenderID.

Your deposits are insured

Richton Bank & Trust Co. is a member of the FDIC. Deposits are insured by the Federal Deposit Insurance Corporation and backed by the full faith and credit of the U.S. Government. Read the FDIC notice.

How we protect your personal information

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Read our Privacy Notice for details on what we collect and how it is shared.

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