Free Checking
Everyday checking with no frills.
Minimum to open$100.00
StatementsElectronic
What’s included
- Real-time online banking
- Electronic statement required
Merit Checking Account
Checking with the extras most people use every month.
Minimum to open$100.00
Minimum daily balance$600.00 to avoid the $6.00 fee
What’s included
- Real-time online banking
- Electronic statements, including images of checks
- Debit card available
- Free notary service
- Free official checks (less than $2,500.00)
- Free money orders (maximum of 5 monthly)
- Overdraft protection
For an additional monthly fee of $1.00 you also get
- Identity theft monitoring
- $10,000.00 accidental death and dismemberment insurance
- 20% discount on a safe deposit box
- No wire fee
A $6.00 minimum balance fee applies if the daily balance falls below $600.00.