FDICFDIC-Insured — Backed by the full faith and credit of the U.S. Government
  1. Home
  2. Personal Banking
  3. Savings

Savings

A personal savings account with interest compounded and credited monthly.

Personal Savings Account

A straightforward savings account with monthly interest.

Minimum to open$250.00
Monthly fee$5 if balance falls below $250.00
WithdrawalsThree per month before fees, when the balance falls below $500

What’s included

  • Interest compounded and credited monthly

Account terms

Minimum balance to avoid imposition of fees
A minimum balance fee of $5 will be imposed every month if the balance in the account falls below $250.00 any day of the month. An excess withdrawal fee of $2 each will be imposed on all withdrawals over three (3) during a month if the balance falls below $500 on any day of the month.
Compounding and crediting frequency
Interest is compounded and credited monthly.
Effect of closing an account
If you close your account before interest is credited, you will not receive the accrued interest.

Looking for a higher return?

Certificates of deposit and IRA certificates are available in terms from 3 to 60 months. See CDs and IRAs, or call 601-788-6301 for current rates.

You’re leaving richtonbank.com

You’re about to go to . Richton Bank & Trust has no control over that website and is not responsible for its content. Our Terms of Use apply when you follow links to other sites.

Continue