| Account | Minimum to open | Monthly fee | To earn the disclosed APY |
|---|
| NOW Account | $500 | $7 if the daily balance falls below $500 any day of the month | $500 minimum average daily balance |
| Master Gold NOW | $10,000 | $3.00 maintenance fee | $10,000 minimum daily balance |
| Circle 60 CheckingAge 60 and over | $100 | $7 if the daily balance falls below $600 any day of the month | $1,000 minimum daily balance |
| Money Market | $1,000 | $7 if the daily balance falls below $1,000 any day of the month | $1,000 minimum daily balance |
Rates change. For today’s annual percentage yield on any of these accounts, call 601-788-6301 and ask for a new account or customer service representative.
NOW Account
Interest-bearing checking with a debit card.
Minimum to open$500
Monthly fee$7 if balance falls below $500
What’s included
- Debit card available
- Interest compounded and credited monthly
Account terms
- Minimum balance to avoid imposition of fees
- A minimum balance fee of $7 will be imposed every month if the daily balance falls below $500 any day of the month.
- Minimum balance to obtain the annual percentage yield disclosed
- A minimum average daily balance of $500 is required.
- Compounding and crediting frequency
- Interest is compounded and credited monthly.
- Effect of closing an account
- If you close your account before interest is credited, you will not receive the accrued interest.
Master Gold NOW Account
Interest-bearing checking for larger balances.
Minimum to open$10,000
Maintenance fee$3.00 per month
What’s included
- Debit card available
- Interest compounded and credited monthly
Account terms
- Minimum balance to obtain the annual percentage yield disclosed
- A minimum daily balance of $10,000 is required.
- Compounding and crediting interest
- Interest is compounded and credited monthly.
- Effect of closing an account
- If you close your account before interest is credited, you will not receive the accrued interest.
Circle 60 Checking
Interest checking for persons age 60 and over, with extra benefits included at no added cost.
Minimum to open$100
Monthly fee$7 if balance falls below $600
Available toAge 60 and over
What’s included
- Debit card available
- Real-time online banking
- Electronic statements, including images of checks
- Free notary service
- Free official checks (less than $2,500.00)
- Free money orders (maximum of 5 monthly)
- Overdraft protection
- Interest compounded and credited monthly
These extra benefits are automatically included in your Circle 60 account
- Identity theft monitoring
- $10,000 accidental death and dismemberment insurance
- 20% discount on a safe deposit box
- No wire fee
Account terms
- Minimum balance to avoid imposition of fees
- A minimum balance fee of $7 will be imposed every month if the daily balance in the account falls below $600 any day of the month.
- Minimum balance to obtain the annual percentage yield disclosed
- A minimum daily balance of $1,000 is required.
- Compounding and crediting frequency
- Interest is compounded and credited monthly.
- Effect of closing an account
- If you close your account before interest is credited, you will not receive the accrued interest.
Money Market Account
Earn interest while keeping funds within reach.
Minimum to open$1,000
Monthly fee$7 if balance falls below $1,000
WithdrawalsSix per calendar month before fees
Account terms
- Minimum balance to avoid imposition of fees
- A minimum balance fee of $7 will be imposed every month if the daily balance in the account falls below $1,000 any day of the month. An excess withdrawal fee of $5 each will be imposed on all withdrawals over six (6) during a calendar month.
- Minimum balance to obtain the annual percentage yield disclosed
- A minimum daily balance of $1,000 is required.
- Compounding and crediting frequency
- Interest is compounded monthly.
- Effect of closing an account
- If you close your account before interest is credited, you will not receive the accrued interest.